Anthony King Mortgage Broker Logo

facebooklinkedinemail
Background gradient

Mortgage Blog

Market analysis, guides, and mortgage advice by Anthony King.

Variable vs Fixed Rate in April 2026 — The Right Choice for Your Situation

Policy rate, variable-fixed spread, Bank of Canada April 16 decision, and a decision framework for choosing in 2026.

Read more

Revenue Property in Quebec — New Financing Rules 2026

New independent qualification per property, owner-occupied vs investor down payments, and strategies for Quebec’s rental market.

Read more

FHSA + HBP + 30 Years: How to Stack All 3 Advantages in 2026

Up to $200,000 in tax-free down payment for couples, plus 30-year amortization. Concrete scenarios and action plan.

Read more

The Montreal Condo Opportunity — Why 2026 Favors Buyers

Listings up 20%, sales down, zero new construction. Montreal condo market analysis and buying strategies.

Read more

Complete First-Time Buyer Guide — Quebec 2026

FHSA, HBP, CMHC insurance, 30-year amortization, welcome tax, and step-by-step buying timeline — everything you need to know.

Read more

Mortgage Renewal 2026 — What You Need to Know

1.15 million mortgages renewing. Payment increase scenarios, 120-day advance shopping, switching lenders, and penalty calculations.

Read more

Self-Employed Mortgage — How to Qualify in 2026

4 income qualification methods, required documents, common pitfalls, and how a multi-lender broker maximizes your borrowing power.

Read more

Montreal Mortgage Market Analysis — March 2026

Rate comparison across 14 lenders, fixed vs variable trends, and outlook for Quebec buyers.

Read more